First Time Home Buyers Program
Pacifica Properties & Mortgage offers 1-STOP REAL ESTATE SERVICES TO SAVE YOU $5,000. AND MORE!
Purchase a home with us and receive a credit of 1% of the sale price toward closing costs.
With over 17 year of real estate sales experience in San Diego County, Rico will be happy to assist you with ALL your real estate and mortgage needs. To find out more call or email Rico today!
New! CalHFA 1st Time Buyer Program
With a special arrangement with The California Housing Financing Agency, Pacifica Mortgage is offering the most competitive 1st Time Buyer Program:
*100% financing at below market interest rates
*30, 35 40& year terms.
*35 year term is interest only payments for the 1st five years.
*The interest rate does not change for the entire 35 year term.
*With The CalHFA's Downpayment Assistance Program receive $15,000 downpayment credit in the form of slient 2nd TD. This will reduce the loan amount.
*You may qualify fot additional credits toward closing costs.
* Extra Credit Teacher Program, gives additional financial assistance to teachers and other staff who serve California's high priority schools.
Borrowers must meet the following guidelines:
1. Must be 1st time homebuyer, purchasing a primary residence
2. Intend to occupy the property.
3. Meet income and sales price limits according to the county in which they are purchasing.
4. Meet credit and loan requirements
